Our Services

Enabling Financial Inclusion Through Credit Information Sharing

Credit Report

A record of a borrower's credit history and financial behaviour from a number of sources including banks, microfinance institutions, credit services companies and alternative data sources.

This allows financial institutions and other lenders to ascertain the creditworthiness of a borrower before extending credit services.

We Offer Credit Reports for;

  1. Individual Credit Report
  2. Business Credit Report
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Credit Score

A three-digit number that rates a borrower’s creditworthiness and predicts their credit behavior, such as how likely they are to pay back a loan on time, based on information from one’s credit reports.

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National Identification Number (NIN) verification

Our integration with the National Identification and Registration Authority (NIRA) allows you to check and match the authenticity of a National Identification Number (NIN) and an individual’s provided details including the Name, Date of Birth, Local Council area.

Phone Number validation

This service enables you to verify an individual’s phone number and registered details to match with those provided by the individual, including the Network, Name and Account status to ascertain if the number is actively in use or inactive.

Know Your Customer (KYC) Search

This service allows you to conveniently verify your customer’s identity by giving you access to their name, date of birth, physical address, postal address, telephone contact and employment history and if any, declared shareholding.

Financial Card Validation

Financial Card System (FCS) details are validated to match Individual and Non - individual client’s details. With consent, credit history pertaining to the given financial card are generated including loans previously taken and payments made to clear off the loans / facilities.

How to use our USSD

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